Retirement and Estate Planning for Bartlett Families
Bartlett families come to our Germantown office for clear answers on retirement and estate planning.
We explain your options in plain English, then help you build a plan that fits your family, not a one-size-fits-all product.
What we help with
Bartlett families usually want help in four areas.
Retirement income
Turning savings into a steady paycheck, Social Security timing and the order you draw from each account.
Taxes in retirement
Required minimum distributions, Roth conversions and keeping more of what you have saved.
Wills, trusts and legacy
Wills, living trusts, powers of attorney and beneficiary designations.
Wealth management, insurance and long-term care
Investment advisory services through our affiliated advisor, life insurance, and a plan for care before you need it.
Why a Certified Financial Fiduciary
A fiduciary must put your interests first. That is the kind of relationship we want with every Bartlett family we work with: one that lasts, not a one-time sale.
R. Renee' Kennedy has held the Certified Financial Fiduciary (CFF) designation since 2020, issued by the National Association of Certified Financial Fiduciaries. See what it means and how to verify it.
Free Will & Trust workshops near you
Our free Will & Trust Educational Workshops meet on Monday evenings at The Great Hall & Conference Center in Germantown.
Upcoming Mondays at 6:00 p.m.: October 26, November 9, November 16, December 7 and December 14. Free to attend, and family and friends are welcome.
To save a seat, call 901-508-2433 or visit the Upcoming Events page.
Planning in Tennessee
Tennessee has a few rules that make planning a little simpler, and a few that still catch families off guard.
No state tax on wages, and no inheritance tax.
Tennessee does not tax wages, its Hall tax on interest and dividends ended in 2021, and the state inheritance tax was repealed in 2016. Federal taxes still apply, so planning still matters.
Probate happens in Shelby County.
If a will goes through probate here, it goes through the Shelby County Probate Court. Assets held in a living trust generally pass outside of probate.
Common questions from Bartlett families
Does Tennessee have an inheritance tax?
No. Tennessee repealed its inheritance tax in 2016. Federal estate tax rules can still apply to larger estates.
What are required minimum distributions?
Withdrawals the IRS requires from most retirement accounts each year once you reach a certain age, 73 for most people today and 75 if you were born in 1960 or later. Missing one can bring a penalty.
Do you charge for the first meeting?
No. The first conversation is free and there is no obligation.
Next step
Have a question about your own situation? Book a free retirement review or call our Germantown office at 901-508-2433.
You can also ask for a free Income & Tax Assessment Report, a clear picture of where your income and taxes stand today.
Learn more
Retirement distribution planning
Upcoming Will & Trust workshop dates
This page is general education, not advice for your situation. AAA Life Solutions is not a CPA firm or a law firm and does not provide tax or legal advice. Please consult a qualified professional about your own circumstances.
Some of the companies we utilize for various client needs include:
Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and AAA Life Solutions are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.
The content of this website is provided for informational purposes only and is not a solicitation or recommendation of any investment strategy. Investments and/or investment strategies involve risk including the possible loss of principal. There is no assurance that any investment strategy will achieve its objectives.
