Certified Financial Fiduciary in Germantown & Memphis, TN
R. Renee' Kennedy, President of AAA Life Solutions, is a Certified Financial Fiduciary® (CF2).
If you are searching for a fiduciary to help you prepare for retirement in Germantown, Memphis or anywhere in the Mid-South, this page explains what the designation means, how to verify it, and how our office works with you.
What Is a Certified Financial Fiduciary?
1. What does the designation mean?
The Certified Financial Fiduciary® designation is issued by the National Association of Certified Financial Fiduciaries (NACFF). It is reserved for financial professionals who complete NACFF's certification and training process, agree to uphold the NACFF Code of Conduct, and keep their certification current.
2. What is a fiduciary?
A fiduciary is someone who is obligated to put your interests ahead of their own. In plain terms, recommendations should be based on what fits your goals and circumstances, and not on commissions, sales quotas or incentives.
3. Is CFF the same as CF2?
Yes. NACFF now abbreviates the Certified Financial Fiduciary® designation as CF2. You may see both on our site and in the NACFF directory. They refer to the same credential.
Renee' Kennedy's Credential
1. How long has Renee' held the designation?
Renee' has been a Certified Financial Fiduciary® since 2020 and has nearly 30 years of experience in financial services.
2. How can I verify it?
You do not have to take our word for it. NACFF keeps a public directory of everyone who holds the designation. View Renee' Kennedy's listing in the NACFF directory, including her credential ID and active dates.
Why Work With a Fiduciary?
1. Why does it matter who I work with?
Not every financial professional is held to the same standard. Some are only required to recommend products that are considered suitable. Working with a fiduciary means the conversation starts with your full picture: your retirement goals, your income needs, your tax concerns and your family.
2. What should I ask any financial professional?
Ask whether they act as a fiduciary, how they are paid, what licenses and designations they hold, and where you can verify them. We are glad to answer every one of those questions in your first meeting.
How Our Office Works With You
1. Who will I work with?
Renee' Kennedy focuses on education, retirement income, insurance and annuity strategies, and coordinating your estate planning with the right professionals. Adam Blain, Investment Advisor, provides investment advisory services through Brookstone Wealth Advisors, LLC. Together they help you build one plan instead of a collection of separate accounts.
2. What does the first meeting look like?
It is a conversation. We listen to your goals, review where you are today, and explain your options in plain language. There is no obligation to purchase anything.
What We Help With
Retirement income planning
401(k) rollovers and IRA planning
Social Security timing
Tax-aware retirement strategies
Life insurance and fixed indexed annuities
Will and trust planning, including our educational workshops in Germantown
Business owner and employee benefit planning
Serving Germantown, Memphis and the Mid-South
1. Where are you located?
Our office is at 1942 Exeter Rd., Germantown, TN 38138. We meet with clients from Germantown, Memphis, Collierville, Cordova, Bartlett and across the Mid-South, and we also serve clients in other states.
2. How do I get started?
Call 901-508-2433 or use the button below to schedule a strategy session. You can also join us at an upcoming Will & Trust educational workshop at The Great Hall in Germantown.
Some of the companies we utilize for various client needs include:
Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and AAA Life Solutions are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.
The content of this website is provided for informational purposes only and is not a solicitation or recommendation of any investment strategy. Investments and/or investment strategies involve risk including the possible loss of principal. There is no assurance that any investment strategy will achieve its objectives.
